Tips for moving to London

If you are making a move to the capital, it can be a daunting thought, let alone when it actually comes around! Whether you are moving from another city or country, or you are moving from a rural area you can expect a world of wonderful things in the big city. No matter where you are coming from, there is no place like it.


To help you ease into London, we have put together a guide of things you can do to make sure you settle in in no time at all and really enjoy the capital city for what it is.

Try before you buy

Before you make the move, it may be an idea if you can get to London easily to explore different areas to see where you would feel comfortable living, whether it is buying or renting.

If you have picked an area, take time to get familiar with it. Find out where the local shops,  pubs, cafes, bars and restaurants are and maybe visit a few. It is also worth doing some research into the transport links and maybe even doing the walk from the property to your nearest tube station. The move is going to be a big change and it is better to have a sense of stability and security by the time you move in.


If you find a home that you love and want to move into quickly, but you simply do not have the time to wait for a mortgage to clear; perhaps you are starting a new job down in the city and need to clear the sale, a bridging loan may be the best option for you. A bridging loan acts to ‘bridge the gap’ between you and the mortgage until it can be paid out. You can get in touch with us for a quote by calling us up on 0333 414 1491.

Understanding the cost of living

If you are moving from anywhere in the UK to London, you will notice a considerable increase in the price of living; from housing prices and rent to the cost of a drink in a bar. You will need to be prepared for this – it may take some time getting used to it.

Interestingly, London house prices have recently fallen but the house price gap between London and the rest of the UK rises to £300,000.

The Tube

Londoners often have a love/hate relationship with the underground travel system known as the Tube. It is an extremely convenient way to get around the city but is a point of confusion for those travellers who are not regular users.

You should locate your local station and gain a clear understanding of which line or lines your station is on. The lines of the tube (with their colours) include:

  • The Northern (black)
  • The Piccadilly (dark blue)
  • The Victoria (light blue)
  • The Bakerloo (brown)
  • The Central (red)
  • Hammersmith & City (pink)
  • The Circle (yellow)
  • The District (green)
  • The Jubilee (grey)
  • Waterloo & City (turquoise)
  • The Metropolitan (purple)


Since the tube will undoubtedly be your way of getting around, you should pop down to a local post office or off-licence to buy an Oyster Card. This is used in the place of paper tickets for the bus, the tube and London-based trains. The card will cost you a one-time purchase price of £5 and from there you will be able to load money onto it at any tube station. You can also now use contactless credit or debit cards in place of an Oyster, but most people find the rates cheaper for Oyster more worthwhile.