Regentsmead are one of the most established development finance lenders in the UK. Established in 1934, the London-based company specialises in all kinds of small and large development finance projects for commercial and residential purposes. The attention to detail and commitment to customer service has seen the company win a host of awards including the SFI Award for Development Finance Lender of the Year 2016 and Highly Commended by Business MoneyFacts for 2015, 2016, and 2017.

Minimum Age
Loan Value Available
£150,000 to £2 million
Loan Length
Up to 24 months
Typical Time to Fund
1 week
Interest Rates
Credit Check
Other Information
Will lend up to 50% of the Gross Development Value
FCA License Number
  • Direct
  • FCA
  • Secured

Get a Quote

Loan Hub

5 Prospect Close
WD23 4AB

Opening Hours

Monday to Friday
9:00 am to 18:00 pm


Call us today 0333 414 1491

About Regentsmead

Regentsmead provide finance for any individuals, homeowners or property developers that are looking to refurb or renovate a new or existing property. This includes light renovations such as adding new floors, remodelling kitchens and bathrooms. They can service heavier renovations too including building a property from am empty plot of land, loft conversions, basement conversions and turning a house into flats.

The finance provider typically works with property developers and firms who intend to generate further income by re-selling the property at a higher value or renting it out to tenants.

The Terms

Customers can borrow between £150,000 to £2 million over a period of 24 months, although 12 months is the most common. Regentsmead can offer 100% finance of the costs to purchase the land or property and 50% towards the construction costs including builders, materials and architects. Applicants can borrow up to 50% of the Gross Development Value of the property, which means the amount that the site will be worth once fully developed or renovated.

Funds can be transferred in full to your bank account within days of being approved. The money is drawdown in stages so that you can pay your different contractors and Regentsmead will speak to you on a regular basis so that you maintain a healthy cashflow.

In terms of repayment, the interest rates charged start at 0.65% per month but will vary based on the individual’s criteria. In terms of repayment, customers have the option to pay in monthly instalments but it is most common to roll up the loan amount and interest until the end of the loan term. This is because most developers like to use whatever finance they have availability towards funding their existing project. Also, since there is likely to be an influx of cash due to a sale or refinancing, it is more practical to clear the account at the end of the loan term.

How To Apply With Regentsmead

To get a personalised quotation, you can enter your details in the form above, send us an email or call us today on 01277 508418. We have partnered with Brightstar Financial who have been working with Regentsmead for several years and will be able to answer any questions that you have about funding your project.

The process starts with getting an idea of your property and the work you would like to do it. If it sounds positive and you meet the initial criteria, you will be given a decision in principle highlighting the terms of your loan and a commitment that Regentsmead will be able to fund provided that you pass all the relevant individual and property checks.

This is followed by filling in a basic A4 page application form, a conversation with the team at Regentsmead and a meeting with a qualified surveyor to liaise to oversee the transferring of funds throughout the project. Once all the checks have been completed and the applicants has been successfully approved, the funds can be transferred to the bank account within a few days. The entire process from starting an application to getting funds typically takes 2 to 4 weeks in total.

Company Information

Address: Russell House, 140 High Street, Edgware, Middlesex, HA8 7LW

Member of: NACFB, FMB

Company no: 02653795

FCA authorisation number: 709545